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Get Help Building Steady Retirement Income

Get clear, simple guidance on how real, local businesses can provide steady monthly income for your retirement. Our experienced team will answer your questions and help you feel confident every step of the way.

No obligation — our team will reach out to answer your questions.

Available Mon–Fri, 9 AM – 6 PM EST

Why Keystone Retirement Partners

Keystone Retirement Partners helps retirees and everyday investors grow steady retirement income by investing in real, cash-generating businesses. We focus on tangible, essential businesses that provide consistent income, predictable returns, and peace of mind.

Our Story

Keystone was created to make private-market investing accessible to everyone, not just big institutions. We bridge the gap between Main Street investors and stable, real-asset opportunities, giving you the chance to build reliable retirement income through businesses people use every day.

12–15%
Target Annual Returns
Monthly
Payouts
Real
Physical Businesses
Fully
Managed by Experts

Meet Our Leadership Team

Our leadership team has decades of experience helping investors build reliable retirement income through real businesses. We handle every step of acquiring, managing, and optimizing essential businesses so you can enjoy predictable monthly returns with confidence.

Michael Richardson

Michael Richardson

Founder & CEO

25+ years in private equity and small business operations, specializing in essential service businesses.

Jennifer Martinez

Jennifer Martinez

Chief Investment Officer

20 years managing investments and portfolio strategy for cash-flowing businesses.

David Chen

David Chen

Head of Operations

15 years managing multi-location service businesses, ensuring smooth daily operations and consistent returns.

Why This Works

Our investment strategy is designed to provide steady retirement income while reducing risk.

Essential Businesses

Car washes, laundromats, and gas stations meet everyday needs, remaining stable even in changing markets.

Experienced Management

Our team has decades of experience acquiring and running businesses for maximum results.

Diversification

Your investment is spread across multiple businesses and locations for consistent cash flow.

Transparency

You receive detailed monthly updates on how your investments are performing.

Proven Track Record

Our businesses have delivered consistent results through different market cycles.

How This Works

Investing with Keystone is simple and straightforward:

01

Invest

Choose the amount that fits your retirement plan.

02

We Acquire

Keystone purchases high-performing, cash-generating businesses.

03

You Earn

Receive monthly income distributions directly to your account.

Every step is designed to make investing clear, safe, and predictable.

Businesses That Power Everyday Life

We invest in proven, cash-flowing businesses with strong fundamentals and consistent performance across economic cycles.

Car Wash

Car Wash

Reliable cash flow, low overhead.

Avg. Annual Return14.2%
Investment Range$50K - $250K
Portfolio Locations12 Active

Automated and self-service facilities with consistent daily revenue streams. Minimal staffing requirements and strong seasonal performance.

Laundromat

Laundromat

Recession-resistant and essential.

Avg. Annual Return13.8%
Investment Range$75K - $300K
Portfolio Locations8 Active

Essential service businesses with predictable cash flow. High-traffic urban locations with modern equipment and strong customer retention.

Gas Station & Convenience Store

Gas Station & Convenience Store

High traffic, daily revenue.

Avg. Annual Return15.1%
Investment Range$100K - $500K
Portfolio Locations6 Active

High-volume locations with dual revenue streams from fuel and retail. Strategic highway and suburban positioning for maximum traffic.

26
Active Investments
$12.4M
Total Assets Under Management
14.3%
Average Portfolio Return

How We Protect Your Investment

Your financial security is our top priority. We've implemented multiple layers of protection and oversight to safeguard your retirement capital.

Independent Custodians

All investor funds are held by third-party custodians, ensuring your capital is protected and properly segregated from operational accounts.

Portfolio Diversification

Investments are spread across multiple business types, locations, and markets to minimize concentration risk and ensure stable returns.

Monthly Reporting

Receive detailed monthly statements showing performance metrics, cash flow, and the health of each business in your portfolio.

Professional Audits

Annual third-party audits verify financial statements and operational performance, providing transparency and accountability.

Experienced Oversight

Our management team actively monitors every business daily, addressing issues proactively to protect your investment.

Insurance Coverage

Comprehensive insurance policies protect against property damage, liability, and business interruption across all portfolio companies.

What Our Investors Say

Join investors nationwide building stable income through real businesses.

"Keystone made it simple to invest in real businesses. My payouts arrive every day, and I finally feel confident about my retirement income."
S
Sarah P., Arizona
Retired Teacher
"Finally, a private equity firm that works for everyday investors like me. The transparency and consistent returns have exceeded my expectations."
M
Mark L., Florida
Small Business Owner
"After years of disappointing stock market returns, investing with Keystone has given me the stable income I need. The team is professional and responsive."
R
Robert T., Texas
Retired Engineer

Frequently Asked Questions

Get answers to common questions about investing with Keystone Retirement Partners.

Ready to Build Your Retirement Income?

Take the first step toward steady, reliable retirement income today. Our team is ready to answer your questions and guide you through the process.

No Obligation

Get In Touch

Ready to start building wealth through real businesses? Our team is here to answer your questions and help you get started.

Email

Phone

Location

Serving Investors Nationwide

Schedule a Consultation

Speak with one of our investment specialists to learn how Keystone can help you achieve your retirement goals through stable, cash-generating businesses.

Important Disclosures

Investment Risk: All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. The returns mentioned on this website are historical averages and should not be considered indicative of future performance.

Not Investment Advice: The information provided on this website is for informational purposes only and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Keystone Retirement Partners is not a registered investment advisor with the Securities and Exchange Commission (SEC) or any state securities regulatory authority.

Accredited Investors: Investment opportunities may be limited to accredited investors as defined by the SEC under Regulation D, Rule 501 of the Securities Act of 1933. Investors must meet certain income or net worth requirements to participate.

Illiquid Investments: Investments in private businesses are illiquid and there is no guarantee that you will be able to sell your investment or recover your principal. Investment terms typically range from 3-7 years with limited early withdrawal options.

Forward-Looking Statements: This website may contain forward-looking statements regarding future performance, strategies, prospects, and other aspects of the business. These statements are based on current expectations and are subject to risks and uncertainties.

Due Diligence: Prospective investors should conduct their own due diligence and consult with their financial, legal, and tax advisors before making any investment decision. All investment opportunities are subject to change without notice.

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